12 SUTRAS FOR MAKING YOU SELF-RELIANT

आपको आत्मनिर्भर बनाने के लिए 12 सूत्र

  • 1

    BORROW ONLY FROM US FOR SELF EMPLOYMENT VENTURES

    Know more about State Channelizing Agencies

    Do you know that we work through State Corporations/agencies for providing general purpose loans/educational loans/training to handicapped persons in our country Click Here

    TOLLFREE NO.1800 11 4515(9:30am to 5.30pm)

  • 2

    BECOME A SUCCESSUFL ENTREPRENEUR

    Obtain stipend for your training and assistance for your project


    Do you know that we have scheme of providing training facilities for Persons with Disabilities at our cost. In addition, we provide ...

  • 3

    AVAIL THE UNIQUE SCHEME OF PARENT ASSOCIATION

    Obtain assistance through Association for Mentally Retarded Persons


    Do you know that we have scheme of providing loan to Parents Association of Mentally Retarded Persons to set up an income ...

  • 4

    DON’T GET TRAPPED IN THE CLUTCHES OF MONEY LENDERS

    Obtain assistance from us to meet your small credit needs at your door step


    Do you know that we have scheme of providing loan to the poor handicapped persons in order to free them from the clutches of private ...

  • 5

    IF YOU ARE A WOMAN WITH DISABILITY -- RELY ON US

    Obtain assistance from us to make you self dependent


    Do you know that we have a provision of special rebate of 1% on interest in all our self employment loan schemes to women with disabilities ...

  • 6

    PLAN YOUR SELF EMPLOYMENT VENTURE & FILL UP FORM

    Don’t ignore annexures


    Do you know that we provide low interest loan to finance all the projects for the Persons with Disabilities(lowest in India). In case of ...

  • 7

    DON’T RUN AROUND FOR OBTAINING DISABILITY CERTIFICATE

    Approach the nearest Government Doctor


    As per relaxed procedure for obtaining the Medical Certificate in respect of obvious disabilities, a single Doctor at the level of Primary Health Centres ...

  • 8

    CLIMB UP THE LADDER OF EDUCATION – REACH TO THE TOP

    Avail the benefits of our Education Loan Scheme


    Do you know that we have a specially designed Education Loan Scheme to meet tuition and other fees, maintenance cost, costs on ...

  • 9

    AVAIL THE BENEFIT OF 2500 SCHOLARSHIPS FOR STUDENTS WITH DISABILITIES

    Plan in advance to meet your educational expenses for Professional and Technical Courses


    Under the Scholarship Schemes (Trust Fund), 1000 scholarship are available to ...

  • 10

    EVERY HANDICAPPED PERSON CAN AVAIL THE BENEFIT OF CONCESSIONAL CREDIT (4% TO 8%)

    Approach our Agency through a representative in the District


    If you are a disabled person, you may apply for a loan for self employment ...

  • 11

    DO YOU KNOW THAT WE PROVIDE CONCESSIONAL CREDIT (4% TO 8%) FOR SELF-EMPLOYMENT VENTURES IN MANUFACTURING, SERVICE, TRADE, AGRICULTURE & TRANSPORT SECTORS.

    It includes Handicrafts, PCO, Photostat Machine, Kirane Shop, Purchase of Tractor and Trolley, Poultry/Animal Husbandry and purchase of Jeep etc. ...

  • 12

    RIDDING THE WORRIES OF ARRANGING GUARANTEE

    Obtain a loan from RRBs/Nationalised Banks in our Schemes


    For Self-employment
    For Higher Education ...

Schemes for Parent's Association of mentally retarded persons

Purpose -

Purpose of the scheme is to provide loan to parents associations of mentally retarded persons to set up an income generating activity for the benefit of the mentally retarded persons. The nature of income generating activity will be such that it involves the mentally retarded persons directly and income will be distributed among the mentally retarded persons. The income generating activity will be managed by the parents association, which is expected to render its services voluntarily.

 
Eligibility -
a) The parents association should be registered for at least 3 years.
b) It should have a minimum membership of 05 parents.
c) It should not be a financial defaulter of central government, state government, any financial institution in the public sector, banks etc.
 
Quantum of Loan -

Quantum of loan to each Parents Association is limited to Rs. 5.00 lakh. The share of the Parents Association will be 5% of the project cost. The loan will be used by the Parents Association to implement a single or multiple activity project in which the maximum possible participation of the beneficiaries may be ensured.

 
Rate of Interest -
The interest on the loan amount will be charged as per following table-
i) Upto Rs. 50,000/- - 5% p.a.
ii) Above Rs. 50,000/- and upto Rs. 5.0 lakh. - 6% p.a.
 
Rebate
A rebate of 1% p.a. on interest for disabled woman.
 
Repayment Period -
The loan amount including interest will be repaid within 10 years in equal quarterly installments.
 

Procedure for Obtaining Loan -

The loan application under the scheme will be submitted to National Handicapped Finance and Development Corporation directly by the Parents Association.    

NHFDC received National Award for the Empowerment of Persons With Disabilities – 2013 Under Category BEST ACCESSIBLE WEBSITE (PSUs/Local Bodies) from Hon'ble President of India, Shri Pranab Mukherjee on 3rd Dec. 2013

  • “DIVYANGJAN SWAVALAMBAN YOJANA

    1.  Loan upto Rs.50 Lakh,Interest rate 5-9%p.a.
    2.  Starting any activity contributing directly or indirectly in the income generation or activities.
    3.  Pursuing higher education after class 12th (UG, PG,Professional courses and other courses approved by UGC/AICTE/ICAR/Government etc).
    4.  Pursuing vocational or skill development (ITI, Diploma any other course leading to enhancement of employment or self employment)
    5.  Purchase and/or fitment of any assistive device(s)/ customization/retrofitting or conversion of available machine, equipment, vehicle to disabled friendly mode.
  • Education Loan for Higher Studies

    1.  Interest rate 5%-9%p.a.
    2.  Upto Rs.50 lakh for studies in India and Abroad.
  • Become a Successful Entrepreneur

    1.  100% Grant to training Institutions for Skill training to Handicapped persons.
    2.  Also stipend of Rs 2000/- per person per month.
  • 2500 Scholarship for Student with Disabilities (Renewal)

    1.  Scholarship for Professional and Technical courses.
    2.  For Graduate and Post Graduate Courses.
    3.  Covers admission fee, Tution fee, Maintenance allowance, Hostel fee.
    4.  Income not more than 3 lakh p.a respectively for two types of scholarship.